Terms of Use

Last Updated: November 2025

This website, including all of its features and content is a service made available by Paydoc (Pty) Ltd or its affiliates (“we”, “us”, “our”) and all content, information, services and software ordered or provided on or through this website may be used solely under the following terms and conditions (“Terms of Use”).

In addition hereto, use of any product, service or software is subject to the additional terms and conditions applicable to that offering.

1. Acceptance of Terms

By accessing, browsing, or using this website, including any of its features and content or using any of the services accessed or offered through this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions of Use and all applicable laws and regulations.

2. Use of the Website

You may use this website for lawful, personal, and non-commercial purposes only. You agree not to:

  • Use the website for commercial exploitation

  •  in any way that may cause damage, disruption, or impairment.

  • Attempt to gain unauthorised access to any part of the site or any associated systems.

  • Access, copy, modify, reproduce, republish, distribute, display or monitor content (with or without automated tools such as bots, crawlers etc.) without our express written permission

  • Decompile, reverse engineer, dissemble, rent, lease, loan, sell, sublicense or create derivative works from this website or its content without our express written permission

  • use any network monitoring or discovery software to determine the site architecture, or extract information about our intellectual property, usage, individual identities or users

  • use, post, sell, transmit, distribute, modify or transfer for public or commercial purposes any of the content of this website without our prior written permission

  • use any robot, spider or any other software, device or manual process to monitor or copy the website or the content without our prior written permission

  • use this website or its content to transmit any false, misleading, fraudulent or illegal communications

In addition to legal remedies available to us, we reserve the right to suspend or terminate your access with or without notice if you violate these terms.

3. Intellectual Property

Nothing contained herein or on our website shall be construed as conferring on you or any third party any licence or right under any law, rule or regulation including, without limitation those related to copyright or other intellectual property rights.

The website and all content on this website — including text, graphics, logos, icons, images, software, and design — is the property of Paydoc (Pty) Ltd or its licensors and is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. The trademarks, logos and service marks appears om this website are registered and unregistered marks of Paydoc and use of this website and the information contained herein no way constitutes the granting by us of any licence or right to use any marks displayed on this website.

You may not copy, reproduce, modify, distribute, or create derivative works from any part of this site without our prior written consent.

4. Accuracy of Information

While we strive to ensure the information on this website is accurate and up to date, we do not guarantee its completeness, reliability, or suitability. We may make improvements and/or changes to the features, functionality or content at any time without prior notice to you being required.

 

Use of the website and reliance on any information provided is at your own risk.

5. Third-Party Links and Correspondence

We disclaim all liability from any third-party communications you may receive or any actions you may take or refrain from taking as a result of any third-party communications.

This website may contain links to third-party websites or services. These links are provided for convenience only. We do not endorse, control, or take responsibility for the content, policies, or practices of any third-party sites.

Your use of third-party websites is subject to their own terms and conditions. A link to a third party website or application does not constitute an endorsement by us of such website or an acceptance of responsibility by us for the content or use of such website or application.

6. Disclaimers

This website and its content is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:

  • Fitness for a particular purpose

  • Non-infringement

  • Accuracy, reliability, or availability of the website

We do not guarantee that the website will always be secure, error-free, or uninterrupted.

We do not warrant or represent that the website or its content will be error-free, free of viruses or other harmful components, or that defects will be corrected or that it will always be accessible.

We disclaim any and all responsibility for any loss, injury, claim, liability or damage of any kind resulting from, arising out of or any way related to the content, errors in or omissions from the website; third party communications, websites or content; unavailability of this website; access or use of this website or any software in connection with this website.

You shall indemnity and hold us (including our employees, directors, licensors, agents, suppliers) harmless from and against all claims, losses, expenses, damages and costs resulting from any violation of these terms by you or arising from or related to anything submitted by you.

7. Limitation of Liability

To the fullest extent permitted by law, Paydoc (Pty) Ltd, its directors, employees, and affiliates shall not be liable for any:

  • Direct, indirect, incidental, or consequential damages

  • Loss of data, revenue, profits, or business opportunities

  • Claims arising from your access to or use of the website

This limitation applies irrespective of the nature of the claim and applies whether the claim is based on contract, delict, negligence, or any other legal right/theory.

8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this site, you consent to the processing of your information as described in that policy.

9. Cookies

The website or any website or applications which can be accessed from the website may use cookies or similar technologies to improve your browsing experience. You can manage cookie preferences through your browser settings. For more details, refer to our Cookie Policy (if applicable).

10. Changes to Terms

We may update or modify these Terms of Use at any time without the need for any prior notice to you. Updated versions will be posted on this page with a revised “Last Updated” date. Continued use of the website after such changes indicates your acceptance of the updated terms.

11. Payment Caution

Before remitting any funds, please call us to verify that the bank account you have on record is a legitimate bank account of ours.

Cyber-criminals may correspond in manners which creates the impression that the correspondence originates from Paydoc in order to convince you to pay money into a fraudulent bank account controlled by them. Please take caution and check that the bank account number into which payment is made is legitimate.

12. Governing Law

These Terms of Use are governed by the laws of the Republic of South Africa, unless otherwise required by applicable law. Any disputes arising from your use of the website shall be subject to the exclusive jurisdiction of South African courts.

13. Contact Us

If you have questions or concerns about these Terms of Use, please contact us at:

Paydoc (Pty) Ltd
The Cliffs, 3 Niagara Road
Tyger Waterfront
Cape Town, 7530
Email: info@paydoc.co.za